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Sub prime mortgages...


UK lenders will offer tailored products to those with low credit ratings, known as sub prime mortgages. The term sub-prime covers a wide range of possible situations, including defaults, mortgage arrears and IVAs (individual voluntary arrangements). There are now many lenders who will even consider offering a mortgage after bankruptcy. In fact, whatever your situation, it is always worth contacting us to check what may be available.

For each situation, sub prime lenders have specific criteria which must be met, such as the number of years that a bankruptcy must have been satisfied, and these vary widely from lender to lender; as the sub prime market has become so competitive over the last few years it is imperative that you make sure you are being given the best possible advice.

Once you have given us the details of your situation we will source the sub prime market from our wide range of sub prime mortgage lenders. Our substantial experience in the sub prime market will help ensure that you get the most competitive mortgage available under your circumstances.


Please click here for a mortgage quote. All enquiries will be forwarded to LIMA Financial Services LTD:

LIMA Financial Services LTD have access to the following lenders and Insurers

Residential Lending:

Abbey GMAC Preferred
Accord Halifax Principality
Advantage Infinity Mortgages Progressive
Alliance & Leicester Intelligent Finance Royal Bank of Scotland
Bank of Scotland Kensington Scottish Widows
Bank of Ireland Leeds Skipton
Birmingham Midshires Lloyds TSB SPML
Bristol & West Mortgage Express Standard Life Bank
Buildloan Mortgages Plc The Mortgage Works
Capital Home Loans Mortgage Trust TMB
Chelsea Nationwide The Mortgage Business
Cheltenham & Gloucester Natwest The One Account
Coventry Northern Rock UCB Homeloans
Dunfermline Norwich & Peterborough Ulster Bank
Edeus Paragon West Bromwich
First Active Platform Woolwich
First Trust Portman  

Lenders accessible through The Packagers:

Amber Future Money Partners
Beacon High Street Homeloans Rooftop
DB Mortgages I Group Scarborough
First National London & Scottish Swift
Freedom Lending London Mortgage Co Unity and Victoria Mortgages

Commercial Lenders:

BOI Heritable Northern Rock
BOS Interbay RBS
Chase UK Natwest TBMC
Fiducia

Overseas Property:

Blevins Franks Conti Financial Services Fidentia Group

Life Insurance Providers:

Axa Friends Provident
Bupa Health-on-line and Standard Life

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE