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News

June

Bank divided over interest rates 20/06

Mortgage lending slowing down 20/06

Help for people in mortgage trap 16/06

Home Packs have legal loophole 15/06

Call for urgent action over house prices 07/06

Interest rates held at 5.5% 07/06

May

Rate rise will cool housing market 31/05

Mortgage approvals hit year low 31/05

House prices “still accelerating” 30/05

Another interest rate rise on the way 23/05

Home Information Packs delayed 22/05

Interest rates go up to 5.5% 10/05

April

House price growth strengthens 26/04

Lenders withdraw fixed-rate mortgages 19/04

Rate increase fear as inflation jumps 17/04

Record take-up of fixed-rate mortgages 10/04

House prices rise again 05/04

Interest rates kept on hold 05/04

March

Housing market cool slightly 28/03

Fixed mortgage rate for 25 years 27/03

More interest rate rises possible 27/03

Moving home costs nearly £9,500 26/03

Quarter of over-60s still face mortgage debt 22/03

Mortgage lending hits record high 20/03

UK inflation rises to 2.8% 20/03

Middlesborough has cheapest street 16/03

Homeowners warned about high debts 08/03

Interest rates kept on hold 08/03

House prices still rising 08/03

Bank calls for stamp duty to change 05/03

Rate rises hit property investing 02/03

February

Housing market starts to wane 28/02

Firms waive excessive mortgage exit fees 28/02

Further interest rate rise likely 21/02

Interest rates kept on hold 08/02

January

First-time buyers taking risks 27/01

Lenders told to cut “unfair” mortgage exit fees 26/01

Mortgage lending at record high 18/01

Inflation at 11-year high 16/01

Shock as interest rates rise to 5.25% 11/01

House prices rose 9.9% last year 05/01

Mortgage lending near three-year high 04/01

Northern Ireland is property hotspot 04/01

December

Double-digit rise in house prices 28/12

Interest rates kept on hold 07/12

November

House prices still rising 13/11

Interest rates increased to 5% 09/11

Average house now costs £200,000 08/11

Home Info Packs trial starts 06/11

Rise in mortgage possessions 03/11

One-in-three chance of house price fall 02/11

Five-times-salary mortgage “dangerous” 01/11

Five-times-salary mortgage offer 01/11

October

Average house price now £170,000 31/10

House price growth “still firm” 31/10

Mortgage approvals at two-year high 30/10

Interest rates pegged at 4.75% 05/10

House prices rising steadily 04/10

Mortgage debt “more of a burden” 03/10

Government’s HomeBuy scheme “too small” 02/10

Housing help for key workers 02/10

September

The £35 billion everlasting mortgage 29/09

Drop in mortgage approvals 29/09

House price inflation picks up 28/09

Mortgage lending still booming 20/09

Bank voted unanimously to raise rates 20/09

Thousands miss mortgage payments 13/09

Inflation up to 2.5% 12/09

Merger creates UK’s second-biggest mortgage lender 12/09

First-time buyers pick group mortgages 10/09

UK house prices rose in August 07/09

Interest rates left unchanged at 4.75% 07/09

Mortgages account for increasing slice of take-home pay 06/09

August

"Firm" growth in UK house prices 31/08

UK mortgage lending rises sharply 30/08

First-time buyers "need £29,000" 24/08

First-time buyers fail to protect against loss of income 22/08

Mortgage lending highest-ever for July 18/09

Bank voted 6-1 for interest rates increase 16/08

Buy-to-Let mortgages hit record high 16/08

Inflation remains above Bank’s 2% target 15/08

First-time buyer mortgages soar 08/08

House prices near £200,000 mark 07/08

Mixed reaction to interest rates rise 05/08

Bank raises interest rates 04/08

Rise in repossessions 04/08

House prices “pick up” in July 01/08

July

Mortgage approvals rise again 31/07

Key workers’ housing woes 28/07

First-time buyers offer under asking price 24/07

Call to boycott home packs 21/07

Mortgage lending reaches record high 20/07

Bank unanimous over interest rates freeze 19/07

U-turn claim over house packs 18/07

Government waters down house packs plans 18/07

Estate agents to be regulated 14/07

London house prices fall 06/07

Interest rates kept on hold at 4.5% 06/07

House packs will “speed up” mortgage offers 05/07

June

Households 10% worse off than four years ago 30/06

Customers “misinformed” on mortgage fees 29/06

House price inflation “subdued” 29/06

Mortgages pass the £1 trillion mark 29/06

Buy-to-let investors continue to support housing market 23/06

Bank of England governor warns against interest rate predictions 23/06

Parents profit from buying property for student children 20/06

May mortgage lending second-highest on record 20/06

Monopoly gets a makeover 19/06

Regulator confronts lenders about exit fees 16/06

HIPs regulations published 15/06

House prices show strongest rise in two years 15/06

HIPs to include Energy Performance Certificates 14/06

Inflation rises above the Bank of England’s target 13/06

World Cup fever could see house sales rise 10% 13/06

House price rises at 11 month high 12/06

Economy faces a “bumpy road ahead” 12/06

Buying a home costs £25,000 less than renting 11/06

Number of £1m pound properties on the increase 09/06

Interest rates kept at 4.5% 08/06

House prices to rise by 7% by the end of the year 07/06

Britons are worrying about the wrong thing 07/06

First-time buyers must save until 2012 06/06

House prices rise again 02/06

Buy-to-let identity fraud warning 02/06

May

House prices continue to rise 30/05

Property is no substitute for a pension 28/05

Loft conversions boost house prices 26/05

Building Society bosses want HIPs to be voluntary 18/05

Interest rate rise unlikely despite inflation hitting 2% 16/05

Homeowners urged to get life assurance 13/05

11% of estate agents still unaware of HIPs 10/05

Bank keeps interest rates at 4.5% 04/05

Mortgage approvals at two-year high 02/05

Movers take everything but the kitchen sink 01/05

April

Mortgage lending set to top the £1 trillion mark 27/04

Surge in price of country properties 22/04

Cost of moving increases for top-end buyers 20/04

Property market "still buoyant" 18/04

Bricks and mortar are "the new marriage vows" 12/04

Interest rates pegged at 4.5% 06/04

House price inflation rose again in March 06/04

March

Tories vow to scrap “costly” HIPs 27/03

Mortgage approvals up 27/03

BBC investigation reveals estate agents’ “dirty tricks” 21/03

UK inflation up 21/03

Mortgage lending slows 20/03

Britain worst in Europe for gazumping 17/03

Housing market ‘gathering pace’ 15/03

Students offered 100% mortgages 13/03

Interest rates kept on hold 09/03

Consumer confidence falls again 08/03

House prices are still picking up 08/03

Chancellor urged to raise Stamp Duty threshold 07/03

February

Dry run for Home Information Packs (HIPs) 24/02

Bank of England voted 8-1 to keep rates on hold 22/02

Mortgage lending slowed in January 20-02

Average house now costs more than £200,000 20/02

Value of private homes ‘trebles in 10 years 18/02

Mortgage switchers face high exit fees 17/02

Date for Budget announced 16/02

Rates cut looking unlikely 15/02

Bank of England keeps interest rates on hold 09/02

First-time buyers 'may overpay' 04/02

Bankruptcies highest since records began 03/02

City bonuses expected to boost house prices 02/02

January

Surge in new mortgages 31/01

House price growth ‘fastest for 18 months’ 31/01

Rise in Buy-to-Let lifestyle 21/01

First time buyers can’t get onto the property ladder 14/01

Bank of England leaves interest rates unchanged 12/01


Please click here for a mortgage quote. All enquiries will be forwarded to LIMA Financial Services LTD:

LIMA Financial Services LTD have access to the following lenders and Insurers

Residential Lending:

Abbey GMAC Preferred
Accord Halifax Principality
Advantage Infinity Mortgages Progressive
Alliance & Leicester Intelligent Finance Royal Bank of Scotland
Bank of Scotland Kensington Scottish Widows
Bank of Ireland Leeds Skipton
Birmingham Midshires Lloyds TSB SPML
Bristol & West Mortgage Express Standard Life Bank
Buildloan Mortgages Plc The Mortgage Works
Capital Home Loans Mortgage Trust TMB
Chelsea Nationwide The Mortgage Business
Cheltenham & Gloucester Natwest The One Account
Coventry Northern Rock UCB Homeloans
Dunfermline Norwich & Peterborough Ulster Bank
Edeus Paragon West Bromwich
First Active Platform Woolwich
First Trust Portman  

Lenders accessible through The Packagers:

Amber Future Money Partners
Beacon High Street Homeloans Rooftop
DB Mortgages I Group Scarborough
First National London & Scottish Swift
Freedom Lending London Mortgage Co Unity and Victoria Mortgages

Commercial Lenders:

BOI Heritable Northern Rock
BOS Interbay RBS
Chase UK Natwest TBMC
Fiducia

Overseas Property:

Blevins Franks Conti Financial Services Fidentia Group

Life Insurance Providers:

Axa Friends Provident
Bupa Health-on-line and Standard Life

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE