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News Archive - Buy To Let Mortgage News

Landlord confidence remains intact

Buy-to-let property investors remain confident about the state of the UK housing market, despite recent turmoil.Assetz has published its Property Cens...
Published: 04/02/2008

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Landlords adopt long-term view

The majority of buy-to-let landlords see their properties as a long-term investment.According to website Property Hawk, the average UK landlord intend...
Published: 04/02/2008

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Landlords and tenants enjoy friendly relationship

Buy-to-let property investors are increasingly becoming friends with their tenants, according to new research.Alliance & Leicester has revealed th...
Published: 01/02/2008

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Brighton market positive for landlords

Buy-to-let property investors can benefit from a buoyant market in Brighton.That is according to local estate agency Brighton & Hove Family Homes,...
Published: 30/01/2008

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Landlords reap mortgage rise rewards

Buy-to-let property investors are benefiting from increased mortgage costs, which are forcing more potential homebuyers into rented accommodation.Acco...
Published: 25/01/2008

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Rise in tenancy deposits being protected

Tenancy deposit protection schemes are growing, according to the latest figures from the Tenancy Deposit Scheme.The organisation has revealed massive ...
Published: 22/01/2008

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Buy-to-let market sees growth

Borrowers have turned to the buy-to-let market in growing numbers during 2007, it has emerged.Research by Hamptons Mortgages has revealed that the buy...
Published: 16/01/2008

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Good time to buy property

The majority of property investors believe that now is a good time to invest.That is according to the latest survey from Property for Life, which reve...
Published: 11/01/2008

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NLA calls for fees to be scrapped

The National Landlords Association (NLA) wants tenancy renewal fees to be scrapped in some cases.According to the organisation, the fee is "unfai...
Published: 10/01/2008

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Partnership aims to settle landlord disputes

It is hoped that a new partnership will help to speed up the resolution of disputes between buy-to-let investors and tenants.The Ombudsman for Estate ...
Published: 09/01/2008

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Confidence remains among landlords

Confidence in the buy-to-let sector remains high despite the global credit crunch.A report by the Association of Residential Lettings Agents (Arla) re...
Published: 07/01/2008

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Void periods down for landlords

It has been revealed that the average landlord is experiencing void periods of just two weeks.The Mortgage Trust has published research showing that 4...
Published: 21/12/2007

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High demand benefits landlords

Buy-to-let property investors are benefiting from high rents and demand for rented accommodation.The latest Lettings Survey from the Royal Institution...
Published: 18/12/2007

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Landlords confident about 2008

Buy-to-let property investors are upbeat about the year ahead, according to new research from Alliance & Leicester.The study reveals that 71 per c...
Published: 18/12/2007

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Landlords prefer professional tenants

Buy-to-let property investors prefer having professional tenants because that can pay more rent.Property Hawk editor Chris Horne said that these kind ...
Published: 14/12/2007

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Demand for renting set to soar

Demand for rented accommodation is set to soar in 2008, according to Property Hawk.The firm believes that current housing market conditions mean that ...
Published: 13/12/2007

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Investors need to do their research

Buy-to-let property investors have been warned that they need to do their research before entering the market.That is according to the Building Societ...
Published: 12/12/2007

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It is a good time to invest

Now may be a good time for seasoned homebuyers to snap up some properties.That is according to a number of experts at the Homebuyer Show, who say that...
Published: 12/12/2007

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Landlords confident in market

Buy-to-let property investors remain confident in the strength of the market, according to a new report.The Young Group has published research which s...
Published: 11/12/2007

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Landlords benefit from high demand

Buy-to-let property investors are benefiting from increased demand for their properties.It comes as house prices rise and interest rates remain high, ...
Published: 30/11/2007

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Buy-to-let remains popular

Buy-to-let investors will continue to enter the market and will see profits if they purchase in the right areas.That is according to Imagine Homes, wh...
Published: 27/11/2007

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Landlords prepare for EPC deadline

Buy-to-let property investors are working hard to ensure that they are prepared for October 1st 2008, when the rules change regarding Energy Performan...
Published: 27/11/2007

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Rental demand rises

Buy-to-let property investors are benefiting from huge demand for rented accommodation.That is according to the Association of Residential Lettings Ag...
Published: 26/11/2007

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Landlords still stand to make a profit

Serious buy-to-let property investors are still able to make money out of the market.That is according to the Building Societies' Association (BSA), w...
Published: 21/11/2007

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Landlords unaware of digital responsibility

Less than a third of landlords are aware of the action they need to take as part of the digital television switch over.That is according to the Nation...
Published: 19/11/2007

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Landlords warned over tenancy agreements

Buy-to-let property investors have been reminded that they must ensure a tenancy agreement is signed before tenants move into their property.AA Financ...
Published: 16/11/2007

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Concern over Hips effect

There are concerns that Home information packs (Hips) could have a detrimental effect on the UK buy-to-let market.The Residential Landlords' Associati...
Published: 13/11/2007

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Lender wants HMO licence overhaul

There are growing calls for a compete overhaul of the Houses in Multiple Occupancy (HMO) licensing scheme.Heritable Bank says that the current system ...
Published: 13/11/2007

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Landlords in London boost

Rising house prices in London are having a positive effect on buy-to-let property investors in the city.That is according to the National Landlords' A...
Published: 09/11/2007

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Landlords have expansion plans

A large number of UK landlords intend to expand their portfolios in the next five years.That is according to the National Landlords' Association (NLA)...
Published: 07/11/2007

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Landlords could benefit from credit crunch

Buy-to-let property investors may see the biggest benefits from global credit crunch.That is according to Moneygate, which says that more people are h...
Published: 07/11/2007

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Landlords warned over student insurance premiums

Buy-to-let property investors are being warned that they may have to pay higher insurance premiums if they have student tenants.Insurance broker Rawli...
Published: 26/10/2007

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Students continue to buy

Students are continuing to invest in properties in their university towns despite warnings of a cooling market.Figures from Abbey show that 88,000 UK ...
Published: 22/10/2007

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Loan assumption 'too high' for landlords'

The Council of Mortgage Lenders (CML) has called on the Financial Services Authority (FSA) to drop the ten per cent deficit assumption to social housi...
Published: 19/10/2007

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Landlords see high returns

Buy-to-let investors are benefiting from high annual total returns because potential buyers are not keen on entering the market.Paragon Mortgages says...
Published: 18/10/2007

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UK landlords better-off than EU investors

UK landlords experience shorter void periods than their European counterparts.That is according to new research from Birmingham Midshires, which shows...
Published: 18/10/2007

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Tax boost for landlords

Buy-to-let property investors have been given a boost with news of changes to the capital gains tax.The government has announced that investors who ha...
Published: 12/10/2007

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NLA backs buy-to-let investors

The National Landlords' Association (NLA) has jumped to the defence of the buy-to-let sector after it was cited as one reason for a decline in the num...
Published: 12/10/2007

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The benefits of student buy-to-let

The benefits of parents taking out a buy-to-let mortgage to help their children through university have been highlighted by Moneyfacts.The firm says t...
Published: 11/10/2007

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Private rental sector to grow

The private rented sector is expected to account for 15 per cent of all UK housing by 2017.That is according to the Association of Residential Letting...
Published: 10/10/2007

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Renting is cheaper than buying

Buy-to-let looks set to thrive as the Association of Residential Lettings Agents (Arla) points out that renting a property is cheaper than buying.The ...
Published: 09/10/2007

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Second homes used for buy-to-let

An increasing number of people in the UK own a second home and the majority of these use the property for buy-to-let purposes.That is according to a n...
Published: 09/10/2007

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Landlords given TDP warning

Buy-to-let property investors are being encouraged to sign up to a tenancy deposit protection (TDP) scheme.The comments come from Paragon Mortgages si...
Published: 08/10/2007

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NLA: 'TDS needs better understanding'

There are calls for a "better understanding" of tenancy deposit scheme (TDS) regulations.The National Landlords' Association (NLA) says that...
Published: 05/10/2007

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Many landlords did not intend to enter market

A surprising number of buy-to-let investors end up renting a property almost accidentally.Landlord website Property Hawk claims that as many as a quar...
Published: 04/10/2007

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Buy-to-let's 12-year boom

People with buy-to-let mortgages will be glad to hear that tenant demand has increased vastly in recent years.Figures from the Department for Communit...
Published: 03/10/2007

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Unoccupied properties give landlords headache

Buy-to-let investors have been told that unoccupied properties can be a real problem when it comes to insurance.Website landlordinsurance says that in...
Published: 03/10/2007

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Landlords do better with student properties

The average student landlord sees higher yields than an investor in the general market.According to research by Paragon mortgages, buy-to-let investor...
Published: 01/10/2007

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Credit crunch may benefit landlords

Buy-to-let property investors may see an upside of the global credit crunch.Following problems in the US sub-prime mortgage market, which were trigger...
Published: 28/09/2007

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Landlords may prosper from credit crunch

The current credit squeeze may have a beneficial impact on the buy-to-let sector.Savills says that landlords may benefit from the fact that some lende...
Published: 28/09/2007

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Landlords behind NI price boom

The boom in Northern Ireland house prices over the last year is largely down to strong buy-to-let investment.According to the Northern Ireland Housing...
Published: 26/09/2007

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Landlords protect themselves from falling yields

The UK's buy-to-let investors are protecting themselves from rising costs by reducing the gearing on their portfolios.Portfolio gearing relates to the...
Published: 26/09/2007

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Buy-to-let confidence soars

Confidence in the UK buy-to-let sector remains high, according to a new study.A survey by the Association of Residential Lettings Agents (Arla) shows ...
Published: 24/09/2007

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Cooling housing market is good news for landlords

Demand for rented accommodation is set to be fuelled by a cooling of the housing market.That is according to the Association of Residential Lettings A...
Published: 19/09/2007

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Homeowners 'have confidence in market'

Consumers have a realistic view of the housing market and will not be spooked by a short-term fall in property prices, new research by Ipsos Mori has ...
Published: 18/09/2007

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Buy-to-let 'in good health'

House price rises may be a blow for first-time buyers but for those with buy-to-let mortgages, things are looking up, recent research has revealed.The...
Published: 12/09/2007

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Mortgage lending down in July

The number and value of home loans for both purchase and remortgage fell in July, the Council of Mortgage Lenders (CML) has revealed.Overall there wer...
Published: 11/09/2007

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Buy-to-let investors enjoy record rental growth

A new survey released by the Royal Institution of Chartered Surveyors (Rics) claims that the rental sector is enjoying record levels of growth.Buy-to-...
Published: 11/09/2007

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Interest-only deals 'beneficial for buy-to-let'

Buy-to-let mortgage customers could benefit if they take out their deal on an interest-only basis, according to the Council of Mortgage Lenders (CML)....
Published: 04/09/2007

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Landlord confidence 'at all-time high'

Despite rising interest rates potentially increasing the cost of buy-to-let mortgages, landlords' confidence is at its highest ever level, according t...
Published: 03/09/2007

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Student buy-to-let strong across the Channel

Buy-to-let investors hoping to make a profit from renting to students could look beyond the UK for their next investment, BuyAssociation has suggested...
Published: 30/08/2007

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Buy-to-let boom as university arrives in Carlisle

The buy-to-let market in Carlisle is proving "very successful" for investors as the city prepares to host a new generation of university stu...
Published: 30/08/2007

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One in ten parents would buy-to-let

Ten per cent of British parents would be willing to shoulder a buy-to-let mortgage to ease their children's entry onto the housing market, a study fro...
Published: 29/08/2007

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Rural rental demand set to rise

People hoping to live in rural areas could increasingly turn to rental options over home ownership as the average price of a home in the country soars...
Published: 29/08/2007

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Buy-to-let 'best this century'

The best investment in the UK so far this century is buy-to-let property, according to Landlord Mortgages.Buy-to-let property sees better return that ...
Published: 21/08/2007

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Financial market volatility means control for landlords

One in three landlords has cited control over their investment as a driving factor in their decision to invest in property instead of in unsecured ass...
Published: 17/08/2007

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Moneyfacts: Student buy-to-let worth a look

Investing in a buy-to-let property could be an option worth considering for parents whose children are attending university, according to financial co...
Published: 16/08/2007

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Bank of Scotland cuts rates on buy-to-let mortgages

Bank of Scotland has announced cuts in rates on selected buy-to-let mortgages, offering "very competitive deals" to intermediaries and their...
Published: 14/08/2007

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L&G, Platform launch buy-to-let mortgage

Platform, the intermediary lender of Britannia, is launching a new fixed-rate buy-to-let mortgage with Legal & General (L&G).The package is av...
Published: 13/08/2007

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Lenders urged to assist flood victims

Citizens Advice has urged mortgage lenders to offer all the help they can to people disadvantaged by the recent floods in central and southern England...
Published: 10/08/2007

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Durham is best-earner among student buy-to-lets

Buy-to-let landlords who let properties in student towns can earn higher returns than others on the market, with a new report finding that rental yiel...
Published: 08/08/2007

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Interest-only mortgage recommended for investors

Interest-only mortgages are the best option for anyone who is planning to invest in buy-to-let property, one expert has claimed.According to the direc...
Published: 07/08/2007

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Standard Life continues buy-to-let revamp

Standard Life has continued its series of enhancements to its buy-to-let mortgage range, with the introduction of free legal facilities to its Freesty...
Published: 06/08/2007

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Buy-to-let interest 'as strong as ever'

Interest in buy-to-let mortgages is as strong as ever as people continue to consider property as an investment opportunity, according to Standard Life...
Published: 06/08/2007

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Landlords 'see portfolios doubling in 5 years'

Buy-to-let mortgages look set to maintain their popularity over the coming years, with a survey by Mortgage Trust showing that new landlords expect th...
Published: 31/07/2007

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Buy-to-let 'filling housing gap'

Buy-to-let properties are continuing to perform the function of providing affordable accommodation for many Britons, it has been claimed. Nigel Terrin...
Published: 25/07/2007

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Skipton adjusts buy-to-let mortgage criteria

The Skipton Building Society has adjusted the criteria governing its lending of buy-to-let mortgages and claimed that the changes will make it easier ...
Published: 24/07/2007

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Scottish Widows adjusts buy-to-let mortgage range

Scottish Widows has made a number of alterations to its range of home loans, with adjustments to its line of buy-to-let mortgages among them.The lende...
Published: 17/07/2007

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Buy-to-let 'offering 13% returns'

People with buy-to-let mortgages saw returns of 13 per cent on their investment over the year to June 2007, according to figures from Birmingham Midsh...
Published: 16/07/2007

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Rents rise for sixth month running in May

Buy-to-let mortgage lender Paragon has dismissed fears that the property rental market could be headed for a downturn by revealing that average rents ...
Published: 03/07/2007

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Standard Life updates range of buy-to-let mortgages

Standard Life Bank has revamped its offering of buy-to-let mortgages, with a number of enhancements being made to the lender's Freestyle range.Among t...
Published: 02/07/2007

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LIMA Financial Services LTD have access to the following lenders and Insurers

Residential Lending:

Abbey GMAC Preferred
Accord Halifax Principality
Advantage Infinity Mortgages Progressive
Alliance & Leicester Intelligent Finance Royal Bank of Scotland
Bank of Scotland Kensington Scottish Widows
Bank of Ireland Leeds Skipton
Birmingham Midshires Lloyds TSB SPML
Bristol & West Mortgage Express Standard Life Bank
Buildloan Mortgages Plc The Mortgage Works
Capital Home Loans Mortgage Trust TMB
Chelsea Nationwide The Mortgage Business
Cheltenham & Gloucester Natwest The One Account
Coventry Northern Rock UCB Homeloans
Dunfermline Norwich & Peterborough Ulster Bank
Edeus Paragon West Bromwich
First Active Platform Woolwich
First Trust Portman  

Lenders accessible through The Packagers:

Amber Future Money Partners
Beacon High Street Homeloans Rooftop
DB Mortgages I Group Scarborough
First National London & Scottish Swift
Freedom Lending London Mortgage Co Unity and Victoria Mortgages

Commercial Lenders:

BOI Heritable Northern Rock
BOS Interbay RBS
Chase UK Natwest TBMC
Fiducia

Overseas Property:

Blevins Franks Conti Financial Services Fidentia Group

Life Insurance Providers:

Axa Friends Provident
Bupa Health-on-line and Standard Life

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