Mortgage & Insurance Advisory Services                   08450 524752

Adverse credit mortgages.

With borrowing at an all-time high in the UK it is inevitable that many people, often through no fault of their own, will have some form of adverse credit registered against them.

However, many other lenders have seen the huge potential that this situation creates, and there are now more and more who will tailor their service and loans to your individual situation, and look sympathetically at any adverse credit you may have. In contrast to the impersonal attitude you may have encountered on the High Street, they understand that the problems you may have had in the past don't necessarily point towards further problems in the future.

The Adverse credit mortgage loan market is now highly competitive: as specialist brokers, we have both the access to the whole of this market, and the knowledge and experience to back it up.

Assessing what is the cheapest option can be complicated when it comes to adverse credit mortgages. We can advise you on what the lenders’ policies are, and help ensure that you end up with the mortgage that most suits your individual needs.


Please click here for a mortgage quote. All enquiries will be forwarded to LIMA Financial Services LTD:

LIMA Financial Services LTD have access to the following lenders and Insurers

Residential Lending:

Abbey GMAC Preferred
Accord Halifax Principality
Advantage Infinity Mortgages Progressive
Alliance & Leicester Intelligent Finance Royal Bank of Scotland
Bank of Scotland Kensington Scottish Widows
Bank of Ireland Leeds Skipton
Birmingham Midshires Lloyds TSB SPML
Bristol & West Mortgage Express Standard Life Bank
Buildloan Mortgages Plc The Mortgage Works
Capital Home Loans Mortgage Trust TMB
Chelsea Nationwide The Mortgage Business
Cheltenham & Gloucester Natwest The One Account
Coventry Northern Rock UCB Homeloans
Dunfermline Norwich & Peterborough Ulster Bank
Edeus Paragon West Bromwich
First Active Platform Woolwich
First Trust Portman  

Lenders accessible through The Packagers:

Amber Future Money Partners
Beacon High Street Homeloans Rooftop
DB Mortgages I Group Scarborough
First National London & Scottish Swift
Freedom Lending London Mortgage Co Unity and Victoria Mortgages

Commercial Lenders:

BOI Heritable Northern Rock
BOS Interbay RBS
Chase UK Natwest TBMC
Fiducia

Overseas Property:

Blevins Franks Conti Financial Services Fidentia Group

Life Insurance Providers:

Axa Friends Provident
Bupa Health-on-line and Standard Life

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE